गोपनीयता धोरण
- Preface: “Poornawadi Nagrik Sahakari Bank M. Beed.,” having its Registered under the State Cooperative Societies Act and having its registered office at 2-11-286, Malives, Subhash road, Beed, Maharashtra. Pin code: 431122.
- This Mobile Privacy Policy (“Policy”) applied to users of mobile banking through “Poornawadi Nagrik Sahakari Bank M. Beed“. The term “PNSB” or “we”, “us” or “our” in any mobile banking application we own and control and in this Policy refers to Poornawadi Nagrik Sahakari Bank M. Beed and our affiliates or subsidiaries. This policy describes how the mobile banking application hereafter known as “PNSB App” to collect, use and share information from or about you and explains how the information may be shared or used
- Agreement to Policy By viewing Mobile Banking Application of Poornawadi Nagrik Sahakari Bank M. Beed, or by using Bank’s website https://poornawadibank.com on a mobile device, you consent to this policy which includes you consent to disclose and use information about you in the manner detailed in this policy. Other privacy policies may also apply in addition to the terms of this Mobile Privacy Policy, including but not limited to our Privacy Policy.
- Information Collection, Use or Sharing The information, material, notices, suggestions, notifications, illustrations, circulars etc. are collectively stated “The Content” in this website. If the said content contains any mistakes, omissions, inaccuracies & typographical errors etc. The Poornawadi Nagrik Sahakari Bank assumes no responsibility thereof.
- Poornawadi Nagrik Sahakari Bank makes no warranty or representation regarding any content provided through this website and disclaims its liability in respect thereof.
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Any action on your part based on the said content is at your own risk & responsibility. Poornawadi Nagrik Sahakari Bank reserves its rights to correct any part of the said content at any time, as and when required at its sole discretion. The content of this mobile application shall not be displayed, printed, published in any form in part or whole, without the prior written approval of the Poornawadi Nagrik Sahakari Bank.
- Information that we may collect about you through mobile banking includes information that you voluntarily disclose at the time of installation such as primary a/c number, alias a/c, secondary account number/s, transactions information, information resulting from your mobile activity in terms of your usage of the subscribed mobile banking services.
- Customers are required to provide accurate information to the bank and also alert all changes, inaccuracies, incompleteness or errors found in their information lodged with the bank in a timely manner. We do not gather additional information associated with your mobile device through cookies and other technologies. We also do not share any of this information with any other company or agency unless required to do so by law or while handling any disputes that may arise, without obtaining consent or without reference to customers.
- Communications We may use your Personal Information to contact you or send newsletters, marketing or promotional materials and other information.
- Security We apply several security measures to protect your information. Reply messages sent by the Mobile Banking use masking features to hide the middle few characters in your a/c numbers. To help prevent misuse of services and authorize access to your banking information, you are always required to type in your MPIN and OTP provided by the bank or set by you from time to time. As always, we strongly encourage you to assist us in that effort by not sharing your MPIN and OTP with anyone. Though the security of your Personal Information is important to us, there is no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we attempt to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security
- Changes to This Privacy Policy This Privacy Policy is effective as of 23.12.2022 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page
- We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. We are not responsible to separately / individually inform or intimate to registered customers for change made in Privacy Policy by the bank.
- Auto read OTP functionality: It is recommended that each process of OTP validation shall have auto read facility of OTP in the mobile application. Whenever the OTP send to the customer, mobile app shall auto populate the OTP in the required field instead of entering by keypad.
- SMS forwarding App/ Remote access App: It is recommended that; the Mobile Application can have ability to identify the “SMS forwarding Apps” as well as “Remote Access Apps” installed on the Users’s handset. Based on the “AppID” of these kind of apps, Mobile App shall restrict the users to access the login to the application if user have installed the listed apps.
- SMS Delivery status facility: SMS vendor should have Call back facility available to verify the status of SMS send from our end, also SMS vendor have “SMS Delivery receipt check” to know the delivery status of the SMS forwarded from our end
- Mobile banking Application shall have ability to read/detect Installed Application on user’s device and upload it on bank’s secure server for keeping safe track of existing applications. App shall prohibit/restrict Mobile Banking Application usage incase of any listed application with likes of remote access applications and sms forwarder applications is detected.
- By agreeing to terms within Mobile banking application and written consent form undertaken from user during opting mobile banking feature it will be considered user have provided affirmative consent for all above mention disclosures.